The Position of Fuck You

[Mickey O'neil]

Awesome, johno! Congratulations to you!

[DikTracy6000]

Boom

Pulled the trigger, am now retired. Or, as I prefer to put it, financially independent.

Welcome aboard. Today is my three week anniversary on starting over. Still getting my head around what it means.

[vern]

Congratulations johno and DT6000!

Two years in and still loving it.

[Freki]

Congrats gentlemen!

[Alfred_E._Neuman]

As I sit here getting ready to go turn wrenches for 10 hours and get stressed out of my gourd, let me be the first to tell all of you gentlemen: FUCK YOU!!!

[johno]

Thank you all for your well-wishes. I will report back with further gloating.

[Mickey O'neil]

Congratulations vern and DT6000! Only 30 more years for me!

[DrDonkeyLove]

Fuck You seems out of reach at this time but who knows what the future brings?

Right now my retirement program is more of an expirement program where I work until I die, assuming my employer and health cooperate.

Godspeed to those of you who've achieved the Fuck You level.

[Kazuya Mishima]

Fuck you? More like, "you're fucked".

http://www.dailymail.co.uk/health/artic ... onger.html

[Andy83]

1. default on any and all of your loans.
2. never borrow any thing from any one or any institution that charges interest.
3. STOP paying income tax!!!
4. Do not think you own your home. You only rent the lot it's on and pay property tax.
5. Get govt. subsidized housing with utilities included.
6. Join the democrats and get everything free, including food.

Quit being a sucker all your life while working your dumbass at some piss poor back breaking stressful job making money for some scam artist bitch employer.

All anybody needs is a roof, a place to shit, food and clothing to keep you warm.

[dead man walking]

All anybody needs is a roof, a place to shit, food and clothing to keep you warm.

i thought the sublme triad was loose shoes, tight pussy, and a warm place to shit

you're so decrepit, you forgot poozle.

[Andy83]

dMW. What you last posted clearly indicates dementia. It's OK. Enjoy!

[Gene]

This was the most read article on NYTimes last week

http://www.nytimes.com/2015/06/07/opini ... .html?_r=0

Why I Defaulted on My Student Loans

...Years later, I found myself confronted with a choice that too many people have had to and will have to face. I could give up what had become my vocation (in my case, being a writer) and take a job that I didn’t want in order to repay the huge debt I had accumulated in college and graduate school. Or I could take what I had been led to believe was both the morally and legally reprehensible step of defaulting on my student loans, which was the only way I could survive without wasting my life in a job that had nothing to do with my particular usefulness to society.

I chose life. That is to say, I defaulted on my student loans.

Forty years after I took out my first student loan, and 30 years after getting my last, the Department of Education is still pursuing the unpaid balance. My mother, who co-signed some of the loans, is dead. The banks that made them have all gone under. I doubt that anyone can even find the promissory notes. The accrued interest, combined with the collection agencies’ opulent fees, is now several times the principal.

The Department of Education makes it hard for you, and ugly. But it is possible to survive the life of default. You might want to follow these steps: Get as many credit cards as you can before your credit is ruined. Find a stable housing situation. Pay your rent on time so that you have a good record in that area when you do have to move. Live with or marry someone with good credit (preferably someone who shares your desperate nihilism).

When the fateful day comes, and your credit looks like a war zone, don’t be afraid. The reported consequences of having no credit are scare talk, to some extent. The reliably predatory nature of American life guarantees that there will always be somebody to help you, from credit card companies charging stratospheric interest rates to subprime loans for houses and cars. Our economic system ensures that so long as you are willing to sink deeper and deeper into debt, you will keep being enthusiastically invited to play the economic game.

Did the Default Thing. Fucked me out of decent jobs, decent places to live, decent cars. Twice a week I got calls from the loan agency. For four fucking years I got phone calls, Go Fuck Yourself letters from employers and shitty jobs, cars and places to live.

Soon as I could do so I got into Loan Rehab. Pay what they want for a year. You get your bad credit turned to good credit. I paid the rest off. I get better jobs now because I'm a "good risk". I pay less for car loans. Easier to get a decent place to live.

On my wall I got a couple of things in frames - my degree and my 'you paid it off' letter. Got a tiny bit of personal debt. Lot more in savings.

To me that's the real "Fuck You". You don't have to say it. You just live. Honor your debts. Do what you gotta do.

[dead man walking]

dMW. What you last posted clearly indicates dementia. It's OK. Enjoy!

my last post? i don't remember posting. what does it say?

[Andy83]

dMW. What you last posted clearly indicates dementia. It's OK. Enjoy!

my last post? i don't remember posting. what does it say?

I don't remember either.

But I must say as a respectable scientifical that the seas are not rising. The land masses are sinking due to the enormous growing weight of the increasing populations of people and the dead cattle, chickens and pig flesh to feed them. Genocides and nuke wars are in order.

[Cayenne]

Boom

Pulled the trigger, am now retired. Or, as I prefer to put it, financially independent.

Very cool ! 9 days ahead of 1 year since the OP. Congratulations and welcome to the rest of your life

[Cave Canem]

Met with my financial planner this past Monday night and have officially reached the "Position of Fuck You". I can pull the trigger on retirement 4 1/4 years early or not. The freedom to not worry about work and finances is both exhilarating and terrifying at the same time. I've been working and saving for this for so long, it's like "What the fuck do I do now?" except without having to eat shit from bosses, clients, etc.
Interestingly, I've planned for this event but not beyond, kind of like a Shodan exam. So I'll continue to work for a while, knowing I can walk at any time and explore other opportunities

[johno]

So I'll continue to work for a while, knowing I can walk at any time and explore other opportunities

I would have done the same thing, but for health concerns because the job messed with my sleep.

[johno]

As for me, I've been spending much more quality time with my dogs, and sleeping much better. Also, more Jits.

I also feel like I'm on hold/in transition. Things are shifting below the surface.

[johno]

have officially reached the "Position of Fuck You".

Congratulations! Once you realize you're there, things look a bit different.